Alright, now that the whole. sordid story is over, I can talk a little more about it.
The story is based off the ghost Francisco Garcia in the Kargatane's Forgotten Children Netbook. Sort of.
What I mean by that is, when I started the story I had only heard some tiny, half-forgotten details about the character. My brother was the one who had read the book, and he couldn't even remember that the guy was a ghost, or where he'd seen the NPC. The only thing he recalled was the way to defeat Francisco: if a person cast thirty pieces of silver at his feet, he'd pick them up, one by one, and then vanish. We both thought this was brilliant.
I eventually found Francisco's entry after I had outlined the story in my head. It was a lot different than I had expected it to be, so I felt free to write my own story without fear of rehashing the same old stuff.
Now, for the ending.
I think it's missing something. The two people who read the story told me it was missing something. So my guess is it could be much better. But at over 14500 words, this story is almost five times the length of my senior college project, and there's not a lot of motivation to finish it properly and a whole lot more motivation to just finish and get on with life.
Incidentally, the reason I hate this story so much is because if my GM ever pulled a situation like this on me, I'd punch him. (Well, I wouldn't. But I'd say I did on internet boards.

)
I feel it's important to say that Isaac isn't meant to be a villain. I wouldn't even make him fail a power's check. Those things are for people who don't feel guilt, IMO, and he would punish himself worse than any embarrassing curse ever would.
I see him going on to become an ally against the Red Death, with the driving force of never repeating this tragedy.
As a side note, I had considered writing a spin off with Emperor Norton, Mark Twain, and the crew of the Kanrin Maru teaming up to chase down a demon that had escaped from the Emperor's vault in Japan. Fopr obvious reason's I will never write this; not only is the premise prone to extreme silliness, but I could never do Mark Twain any semblance of justice.
Finally, the title is based off of a song title - those of you who recognize it will undoubtedly groan at all the puns.

"No, but evil is still being — Is having reason — Being reasonable! Mousie understands? Is always being reason. Is punishing world for not being... Like in head. Is always reason. World should be different, is reason."